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Pre-Foreclosure (Notice of Default or Lis Pendens)
The foreclosure process begins when a borrower/owner defaults on loan payments and the lender files a public default notice, called a Notice of Default or Lis Pendens. Buying a property in pre-foreclosure involves approaching the borrower/owner and offering to buy the property outright. Auction (Notice of Trustee Sale or Notice of Foreclosure Sale) If the loan is not reinstated by the end of the pre-foreclosure period, potential buyers can bid on the property at a public auction. Buyers often are required to pay in cash at the auction and may not have much time to research the title and condition of the property beforehand; however, a public auction often offers some of the best bargains and avoids the unpredictability of dealing directly with the borrower/owner. Bank-owned (Real Estate Owned) If the lender takes ownership of the property, either through an agreement with the owner during pre-foreclosure or at the public auction, the lender will usually want to re-sell the property to recover the unpaid loan amount. The lender will then typically clear the title and perform needed maintenance and repair; however, the potential bargain for these REO homes is typically less than a pre-foreclosure or auction property. |
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| From | RealtyTrac |
| Status | Foreclosure |
| Listing Type | REO - Bank owned What's this? |
| Days on market | More than 30 days |
| ZIP code | 95210 |
| Neighborhood | Valley Oak |
| This home | ||
|---|---|---|
| Listing price: | $56,800 | |
| Compared to Stockton | ||
|---|---|---|
| Avg. listing price: | $205,313 | -72% |
| Avg. sales price: | $300,090 | -81% |
| Avg. price/sqft: | $98 | |
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Listing details, including price, beds, baths, square footage, and property type, are provided by listing agents and brokers.
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who compiles the data from municipal and community sources. "Views" represents the number of times that the property has been viewed
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